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Salary Calculator

Turn your gross salary into a clear take-home figure. Enter your annual salary, tax rate and monthly deductions to see your monthly and annual net pay.

Salary Calculator

Gross to net pay — monthly and annual take-home salary.

Your monthly take-home pay
–per month
Monthly gross pay–
Monthly tax–
Monthly deductions–
Annual take-home pay–
Take-homeTaxDeductions

After tax and other monthly deductions.

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How to use this calculator

Enter your annual gross salary, the effective tax rate that applies to you and any other monthly deductions (such as pension or insurance), then press Calculate. The result shows your monthly gross pay, the tax taken, your take-home pay and your annual net salary.

Formula

Monthly net = (annual gross ÷ 12) − tax − deductions

Where tax = monthly gross × effective tax rate ÷ 100. Annual net = monthly net × 12.

Frequently asked questions

What is the difference between gross and net pay?

Gross pay is your salary before any deductions. Net pay — take-home pay — is what is left after tax, pension and other deductions.

What should I enter as the tax rate?

Use your effective tax rate — the average rate you actually pay across your income. If you are unsure, try a rough figure such as 10% or 20%, and check your payslip for the real rate.

Does this include bonuses or overtime?

No. Enter your regular annual salary. Add any regular bonuses or overtime to your gross salary if you want an estimate that includes them.

Disclaimer: This calculator provides estimates for planning purposes only and is not financial advice. Tax rules vary by country and personal situation. Check your figures with a qualified financial adviser before you commit.
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