SIP Calculator
Plan a Systematic Investment Plan (SIP) and see what your monthly investments could be worth. Enter your monthly amount, expected return and investment period.
SIP Calculator
Future value of your monthly investments.
Based on the expected return you entered.
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How to use this calculator
Type in your monthly SIP amount, enter the expected annual return and choose the investment period, then press Calculate. The result shows the estimated future value, how much you will have invested in total, and how much of the final value comes from returns.
Formula
Where FV is the future value, P is the monthly investment, i is the monthly return (annual return ÷ 12 ÷ 100) and n is the number of monthly instalments.
Frequently asked questions
What is a SIP?
A SIP (Systematic Investment Plan) is a way to invest a fixed amount regularly — usually every month — into a fund. It helps you build wealth gradually and smooths out market ups and downs.
Is the return guaranteed?
No. The return you enter is an assumption for illustration. Real returns from market-linked investments vary, and you could get back less than you invest.
Does starting early really help?
Yes. Because returns compound, money invested earlier has more time to grow — even a few extra years can make a large difference to the final value.